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Richland Federal Credit Union
201 West Holly Street
Sidney, MT 59270
(406) 482-2704


Culbertson Branch

18 East 2nd Street
PO Box 479
Culbertson, MT 59218
(406) 787-5890

CU Membership and Other Forms

Membership in Richland Federal Credit Union is open to persons who live, work, worship or attend school in, and businesses and other legal entities located in Richland and Roosevelt counties in Montana or within 25 miles of Sidney, MT. In addition, the following persons are eligible for membership in this credit union:

  • Spouses of persons who died while within the field of membership of this credit union
  • Employees of this credit union
  • Members of an existing member’s immediate family or households
  • Organizations of existing members.
In addition, once you become an RFCU member, you may remain a member for as long as you wish, even if you move out of our membership area (provided you keep your accounts in good standing with us). Thanks to online account access and direct deposit, you can maintain your RFCU membership no matter where you go! Once a member, always a member! In addition, as noted above, immediate family members are eligible for membership, even if they live outside our membership area. 

How to Apply
If you meet the eligibility requirements above, you need only fill out a membership application form, provide the proper identification and documentation, and deposit a minimum of $50 in your CU Share (Savings) Account to become a full-fledged, voting member of your own full-service financial cooperative - Richland Federal Credit Union.
Why Join? 

RFCU Loan Applications and Miscellaneous Forms:
To the side of the forms menu are links to pdf files for forms and documents used with CU accounts, that you can print out, fill in and bring with you when you meet with your Credit Union staff. (Please note: The forms also include information on the types of identification materials you’ll need to bring with you to meet the requirements of the Federal Patriot Act, legislation designed to combat the funding of terrorism and money laundering activities.)


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Richland Federal Credit Union